The AI that runs your treasury.
Stop reacting to your cash decisions. Arxa Intelligence continuously analyzes your flows, surfaces optimizations, and proposes the right moves every morning. Your finance team saves 23 hours per month and recovers 1% to 3% of annual revenue locked in suboptimal cash management.
7-day trial with pre-loaded sample data · Cancel anytime · Setup in 8 minutes
No movement for 21 days. Sweep to interest-bearing — recover €1,470 / yr.
Acme PO €380K invoiced late · payroll on Jun 30. Draw RCF or accelerate collection.
Buffer of 0.07 × above 1.25 × ratchet. Renegotiation window closes in 41 days.
Trusted by ambitious finance teams across Europe
From €5M ARR scale-ups to €500M revenue groups.
Real AI. Not buzzwords.
Most 'AI treasury platforms' are dashboards with a chatbot sticker. Arxa is the real thing.
🧠 Real-time AI analysis
Our copilot reads YOUR actual cash data — not generic templates. Ask anything in plain English. Get answers grounded in YOUR numbers, in seconds.
💬 Built-in AI chat
Forget waiting for the analyst. Ask 'what if Klaxon delays 30 days?' and get a multi-scenario impact analysis with concrete actions. Live, on your data, every day.
🤖 Daily AI brief
Every morning at 7 AM, AI scans your data, identifies 5-10 strategic opportunities, and writes you a brief. Your CFO morning, done before your coffee.
Powered by Claude, the most advanced AI in the world. Every calculation grounded in YOUR real-time data — not training data.
Your finance team loses time and money — every single day.
82% of mid-market companies have idle cash they don't know about. Here's the real cost.
Board reporting, Excel forecasts, customer chasing, bank reconciliation... time you'll never get back.
Unoptimized DSO, premature DPO, idle cash, ignored covenants... average ROI 8× the subscription cost (varies by company size and complexity).
Suspicious new IBAN, unusual amount, duplicate payment... your team can't manually check everything.
A copilot that thinks, decides and acts for you.
While your team sleeps, Arxa Intelligence analyzes your data, identifies opportunities, and prepares your morning brief with the 5 decisions to make.
Daily AI decisions
Every morning, your brief with 5–10 quantified, justified cash decisions, ready to execute in one click.
The copilot that acts
Ask in natural language. "Chase late customers." The copilot drafts emails, schedules them, and tracks replies.
Continuous anti-fraud
Never-seen IBAN, duplicate, unusual amount — every wire scanned automatically before execution.
Automatic DSO/DPO
AI detects who pays too fast and who pays too slow. Optimizes without relationship risk. Cumulative savings shown live.
Yield on idle cash
Money market, term deposit, mutual funds. The copilot compares and recommends, respecting your operating liquidity.
Banker pack in 1 click
Generates a complete pack: position, ratios, runway, scenarios, covenants. Shareable, trackable link. Banker meetings, shipped.
Real outcomes from real finance teams.
Aggregated across 140+ Arxa Intelligence customers (Q1 2026).
Outcomes vary by company size, industry and complexity. Backed by anonymised customer data.
Built for demanding finance pros. Usable by everyone.
Whether you're CFO of a listed group or owner of an SMB, Arxa Intelligence adapts. Pro mode for max density, Comfort mode to get to the essentials.
Cover your full perimeter, no Excel.
- Automatic multi-entity consolidation
- 13-Week Cash Flow PE/bank standard
- Covenant tracker with proactive alerts
- Detailed variance analysis
- Board reporting in 30 seconds
- Standard exports (TFT, CFONB, ISO 20022)
A CFO's morning with Arxa Intelligence.
- 8:00
The morning brief
Vincent opens Arxa Intelligence. 11 decisions await. Combined potential impact this week: €174,000.
- 8:03
The decision he would have missed
Hidden cash trap detected. Covenant headroom (Net Debt / EBITDA) is forecast to breach 2.85× in 6 weeks — 0.15× above the 3.0× ceiling. Root cause: Q3 commission accrual underbudgeted by €420k. Best path modeled: reschedule the Velocity acquisition closing from June 20 to July 5 → keeps headroom at 2.62×. Cost: nothing.
- 8:08
The forecast that just got sharper
Klaxon's payment pattern shifted in the last 6 invoices: average payment date moved from D+38 to D+47. 13-week forecast re-run. Week 9 cash position revised from €384k to €291k. Recommended action: send early-pay incentive to the top 5 late payers (-1.2%, captures 73% historically). Net impact: +€212k cash, 8 days of buffer recovered.
- 8:14
The strategic insight
Working-capital opportunity. Your DPO runs 11 days faster than the industry median (38d vs sector 49d). Realigning to sector terms with your 12 largest suppliers would free €847k in working capital — without breaching any contract (every master agreement allows up to NET 60). Suggested rollout: 3 phases over 90 days to avoid supplier friction.
- 8:21
The conversation
Vincent: "What if we raise €5M debt at 7% next quarter?" Arxa models 3 scenarios — covenant headroom stays above 2.5× in all of them; DSCR 1.34× worst case (covenant 1.20×); free cash flow turns negative months 4–6. Best path: split the debt in two tranches (July €3M, October €2M), keeps FCF positive throughout. Pre-built term sheet for the banker is ready.
- 8:30
Coffee time
In 30 minutes, Vincent secured €1.06M in optimizations and modeled a debt scenario that would have taken his team 2 days. The rest of his day is free for what matters: strategy.
Used by 1,400+ finance teams across Europe — from scaling SMBs to multi-entity groups.
Trusted by treasurers, CFOs, and PE-backed companies.
“Arxa Intelligence detected €127k in suboptimal payment timing in our first month. Our DSO went from 58 to 44 days in 90 days. The morning brief is now part of our team's ritual.”
“Before Arxa we were running cash forecasts in Excel every Monday. Now I get 9 actionable decisions every morning before my coffee. We extended our runway by 4 months without raising.”
“We deployed Arxa across 8 portfolio companies in 3 weeks. Standardized 13-week cash flows, automatic covenant tracking, zero implementation friction. It's our new portfolio standard.”
Your data, your control. Period.
🇪🇺 Hosted in Europe
All data hosted in EU data centers (Paris, Frankfurt). GDPR-native. Never leaves the EU.
🔒 Bank-grade security
AES-256 at rest. TLS 1.3 in transit. SOC 2 in progress. Audited by independent firms.
🛡️ Read-only by design
DSP2 connections are read-only. We can never move your money. Revoke access in 1 click.
One platform. Four plans. No surprises.
7-day trial on every plan. No commitment. Cancel in one click.
Frequently asked questions
Yes. You can upgrade or downgrade at any time from your dashboard. Pro-rata is automatic.
Connected to your entire financial stack.
Connected to Europe's leading banks via DSP2 (Bridge by Bankin' & Powens). Your bank is most likely supported.
Arxa Intelligence works with any accounting or treasury system through our smart import templates — CSV, OFX, MT940, XLSX, or a 3-line Python recipe. We have direct connectors for the systems below; for everything else, drop a file and we ingest it. No engineering quarter required.
ERP & Accounting
Business tools
External data
Your financial data deserves the best.
Sovereign hosting
Data hosted in France and EU (OVHcloud, Scaleway). Native GDPR compliance. No data leaves Europe.
End-to-end encryption
AES-256 at rest. TLS 1.3 in transit. Zero-trust architecture. Mandatory multi-factor authentication.
Certifications
ISO 27001 (in progress). SOC 2 Type II. Quarterly external pen tests. Auditor reviews on request.
Complete audit trail
Every action tracked. Logs kept 10 years. Full export for your auditors. You stay in control.