Arxa/Intelligence
Built by treasury operators · DSP2 read-only · GDPR-compliant

The AI that runs your treasury.

Stop reacting to your cash decisions. Arxa Intelligence continuously analyzes your flows, surfaces optimizations, and proposes the right moves every morning. Your finance team saves 23 hours per month and recovers 1% to 3% of annual revenue locked in suboptimal cash management.

14-day trial · No credit card · Setup in 8 minutes

app.arxaintelligence.com

Today's decisions

Mardi 4 mai · 9 decisions
Potential savings
€18,400
Delay Acier SA payment
DPO
+€4,200
Chase 7 customers
DSO
+€8,100
Place idle cash
YIELD
+€2,300
Position J
€2.41M
+1.2%
Runway
14.6 mo
+0.4mo
DSO
42j
-3j

Trusted by ambitious finance teams across Europe

From €5M ARR scale-ups to €500M revenue groups.

140+
companies
12
countries
€1.2B+
cash under management
94%
retention
THE PROBLEM

Your finance team loses time and money — every single day.

82% of mid-market companies have idle cash they don't know about. Here's the real cost.

23h
lost every month per CFO

Board reporting, Excel forecasts, customer chasing, bank reconciliation... time you'll never get back.

€340k
average annual cash recovered (mid-market)

Unoptimized DSO, premature DPO, idle cash, ignored covenants... average ROI 8× the subscription cost (varies by company size and complexity).

1/5
SMBs hit by wire fraud

Suspicious new IBAN, unusual amount, duplicate payment... your team can't manually check everything.

ARXA INTELLIGENCE

A copilot that thinks, decides and acts for you.

While your team sleeps, Arxa Intelligence analyzes your data, identifies opportunities, and prepares your morning brief with the 5 decisions to make.

Daily AI decisions

Every morning, your brief with 5–10 quantified, justified cash decisions, ready to execute in one click.

Delay Acier SA · +€4,200

The copilot that acts

Ask in natural language. "Chase late customers." The copilot drafts emails, schedules them, and tracks replies.

Chase late customers

Continuous anti-fraud

Never-seen IBAN, duplicate, unusual amount — every wire scanned automatically before execution.

Suspicious wire · €47,800

Automatic DSO/DPO

AI detects who pays too fast and who pays too slow. Optimizes without relationship risk. Cumulative savings shown live.

DSO −8 days in 6 months

Yield on idle cash

Money market, term deposit, mutual funds. The copilot compares and recommends, respecting your operating liquidity.

4 placements compared

Banker pack in 1 click

Generates a complete pack: position, ratios, runway, scenarios, covenants. Shareable, trackable link. Banker meetings, shipped.

BNP pack · 12 pages
PROOF IN NUMBERS

Real outcomes from real finance teams.

Aggregated across 140+ Arxa Intelligence customers (Q1 2026).

€340k
average cash recovered per year
Across mid-market customers (€20M–€500M revenue) after 12 months.
12 days
average DSO reduction in 6 months
Without renegotiating payment terms with customers.
38×
average ROI on subscription
Cash recovered ÷ annual subscription cost — first 12 months.
94%
annual customer retention
Net revenue retention 118% — finance teams expand seats over time.

Outcomes vary by company size, industry and complexity. Backed by anonymised customer data.

BUILT FOR

Built for demanding finance pros. Usable by everyone.

Whether you're CFO of a listed group or owner of an SMB, Arxa Intelligence adapts. Pro mode for max density, Comfort mode to get to the essentials.

Covenant tracker
Net Debt / EBITDA2.4x
≤ 3.0x
Interest Cover5.1x
≥ 4.0x
Liquidity Ratio1.6x
≥ 1.5x

Cover your full perimeter, no Excel.

  • Automatic multi-entity consolidation
  • 13-Week Cash Flow PE/bank standard
  • Covenant tracker with proactive alerts
  • Detailed variance analysis
  • Board reporting in 30 seconds
  • Standard exports (TFT, CFONB, ISO 20022)
SEE IT YOURSELF

A CFO's morning with Arxa Intelligence.

  • 8:00

    Morning brief

    Vincent opens Arxa Intelligence. 9 decisions wait for him. Potential savings: €18,400.

  • 8:05

    Decision #1

    Delay Acier SA — Impact +€4,200. One-click validation. The card becomes a scheduled task.

  • 8:12

    Anomaly detected

    €47,800 wire to a new beneficiary — needs review. Vincent confirms. Fraud avoided.

  • 8:25

    Banker brief

    The copilot prepared the pack for the 2pm BNP meeting. PDF ready, shareable link.

  • 8:30

    Coffee time

    In 30 minutes, Vincent saved €12,800 and avoided fraud. The rest of his day is free.

TRUSTED BY THE MOST DEMANDING FINANCE TEAMS

Used by 140+ finance teams across Europe — from scaling SMBs to multi-entity groups.

Trusted by treasurers, CFOs, and PE-backed companies.

Arxa Intelligence detected €127k in suboptimal payment timing in our first month. Our DSO went from 58 to 44 days in 90 days. The morning brief is now part of our team's ritual.

C
CFO
Industrial mid-market · €80M revenue
€340k recovered in 12 months · DSO −14 days · 38× ROI

Before Arxa we were running cash forecasts in Excel every Monday. Now I get 9 actionable decisions every morning before my coffee. We extended our runway by 4 months without raising.

C
CFO
SaaS Series B · €18M ARR
Runway +4 months · 23h/week saved · €87k optimized

We deployed Arxa across 8 portfolio companies in 3 weeks. Standardized 13-week cash flows, automatic covenant tracking, zero implementation friction. It's our new portfolio standard.

ID
Investment Director
Mid-market PE Fund · €450M AUM
8 portcos onboarded · 3 weeks · 12h/month saved per CFO
PRICING

One platform. Four plans. No surprises.

14-day trial on every plan. No commitment. Cancel in one click.

Starter

For growing SMBs

149/mo
  • 1 legal entity
  • 2-bank PSD2 connection
  • Forecast + actual cash flow
  • Basic AI decisions (3/day)
  • Anti-fraud on payments
  • Email support
POPULAR
Pro

For mid-market CFOs

349/mo
  • 3 legal entities
  • Unlimited bank connections
  • All AI decisions + agentic copilot
  • Scenarios + What-If
  • Multi-currency
  • Automatic DSO/DPO optimization
  • Banker mode
  • Priority chat support
Scale

For groups & multi-entity

699/mo
  • Unlimited entities
  • Accounting consolidation
  • Covenant tracker
  • Multi-level payment workflows
  • API + Webhooks
  • Dedicated CSM
  • White-glove onboarding
Enterprise

For PE funds & large enterprises

Custom
  • Everything in Scale +
  • Multi-portfolio (PE)
  • Single Sign-On (SSO/SAML)
  • 99.9% SLA
  • ISO 27001 compliance
  • Dedicated hosting available
  • Senior account manager
  • Guided implementation

Frequently asked questions

Yes. You can upgrade or downgrade at any time from your dashboard. Pro-rata is automatic.

INTEGRATIONS

Connected to your entire financial stack.

Connected to Europe's leading banks via DSP2 (Bridge by Bankin' & Powens). Your bank is most likely supported.

DSP2 coverage
Banks
Connected to Europe's leading banks via DSP2 — your bank is most likely supported. Search to confirm in seconds.Bridge by Bankin' (ACPR-licensed) · Powens (ACPR-licensed) · Coverage updated weekly.
Sample (FR · EU · UK · US)
BNP ParibasSociété GénéraleCrédit AgricoleCrédit MutuelBPCELCLHSBCINGSantanderDeutsche BankBarclaysJP MorganBank of AmericaWells FargoUniCreditIntesa SanpaoloBBVACaixabank+ many more — search to confirm

ERP & Accounting

SageCegidSAPOracleMS DynamicsQuickBooksXeroNetSuiteOdoo

Business tools

SlackMS TeamsNotionLinearStripeSalesforceHubSpot

External data

INSEEECBBloombergCofaceAtradius
Don't see your tool? We add one per month based on demand.Suggest an integration
ENTERPRISE-GRADE

Your financial data deserves the best.

Sovereign hosting

Data hosted in France and EU (OVHcloud, Scaleway). Native GDPR compliance. No data leaves Europe.

End-to-end encryption

AES-256 at rest. TLS 1.3 in transit. Zero-trust architecture. Mandatory multi-factor authentication.

Certifications

ISO 27001 (in progress). SOC 2 Type II. Quarterly external pen tests. Auditor reviews on request.

Complete audit trail

Every action tracked. Logs kept 10 years. Full export for your auditors. You stay in control.

RGPD·ISO 27001·SOC 2 Type II·DSP2·ACPR

Stop reacting. Start running it.

Start your free trial. 14 days to discover what your cash can really do for you.

No commitment · No credit card · Setup in 8 minutes